PERSIDA ACOSTA

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Dear PAO, We have an ancestral home–a bungalow–in the province. My siblings and I agreed to shoulder the cost of improving/repairing it as a gift to our mother, and that we will add a second floor to our ancestral home. When the work was going on, a representative from the…

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Dear PAO, I bought a house and lot in Tayabas, Quezon. The seller surrendered to me the owner’s duplicate of certificate of title and the Deed of Absolute Sale covering the property. When I surrendered those documents to the Register of Deeds for registration, I was surprised when the officials…

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Dear PAO, Several years ago, my father lent a big amount of money to his brother whom he was very close to. This uncle of mine used the money that he borrowed from my father for the renovation of his house in the province. After a few years, my uncle…

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Dear PAO, My land that was mortgaged to a bank in our province was foreclosed and is intended to be sold at public auction this November 2016. I have tried to negotiate with the bank before the mortgage was foreclosed with respect to the payment of my loan. We, however,…

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Dear PAO, MY sister has been working for her employer in a private company for around three years already. Recently, she complained about her work. The reason is that her company informed her and the other employees that they will be getting only half of their 13th month salary for…

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Dear PAO, Mr. Tilog obtained a loan from me in the amount of P500,000, and he promised to pay me within two years.We signed a loan agreement and this was duly notarized. Mr. Tilog died because of a heart ailment before he could start paying his loan. His estranged wife…

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