Banks have tightened credit standards with regard to loans extended to real estate developers but eased their rules with regard to housing loans for individuals, the Bangko Sentral ng Pilipinas (BSP) reported.
The central bank said, using the diffusion index (DI) approach, most of the 35 respondent banks in a recent survey indicated a net tightening of overall credit standards for commercial real estate loans during the first quarter of 2016.
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