Marylyn Cleto, recipient of a Citi Microentrepreneurship Award for 2013, has demonstrated how one can provide a better life for her family without having to work abroad.

Cleto is a former overseas Filipino worker (OFW) who returned to the Philippines in 2004 with a small amount of savings, to which she added a loan from the Social Security System to set up her own little sari-sari (consumer retail) store.

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