Marlen V. Ronquillo
This we have to admit. The Indian nationals you see on motorbikes across the country are, indeed, loan sharks. The interests they charge are beyond the capacity of their borrowers (victims is another word) to pay. It is anywhere from three (3) percent to five (5) percent a week, or 12 percent a month at the very least. Their charges are inhuman but in the desperate, excluded -from-the-lending -mainstream urban and rural areas, there is no alterntive.