BENEL D. LAGUA
BENEL D. LAGUA

One view of credit is that it represents spending future money or unearned money to acquire goods and services needed today. Credit availers should be aware that lenders will try to ensure that the money lent will be within what can actually be earned or sourced by the borrower. Suppliers of credit will evaluate the borrower’s capacity and willingness to generate the future revenues that will pay off the debt.

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