SERGE B. BARGAYO, RFP
Question: My finances are a mess. I have a debt right now of almost P350,000. I can’t pay for it all at once because my salary is just a little above the minimum wage. Every time I pay my monthly charges, it’s like nothing happens to the principal. I can pay only the minimum due because if I pay more, nothing will be left for my family’s daily expenses. How do I get out of this mess? From Naya V. of Parañaque City through email ([email protected]).