Reylito A.H. Elbo
Reylito A.H. Elbo

A 32-YEAR-old American-educated man had been appointed president of a rural bank. He approached the venerable chairman and majority owner of the bank and asked for his advice. The old man replied with just two words: “Right decisions!” The young man responded: “That’s really helpful. I appreciate it. But can you be more specific?

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