GOVERNMENT-LED Land Bank of the Philippines and Smart e-Money Inc. (SEMI) have partnered for the largest financial inclusion and literacy program for the beneficiaries of the Pantawid Pamilyang Pilipino Program (4Ps).

Launched on Wednesday, the Panalo Sikap (Sa Ipon at Kabuhayan Aahon ka Pinoy) program is a mobile-based incentivized credit, voluntary savings, insurance and livelihood program that will benefit over four million 4Ps beneficiaries, and more than 5 million small farmers and fisher folks in the agricultural sector.

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