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Saturday, December 22, 2007

 

Random Yuletide ramblings

By Adam Mordo

Money is a lot like sex in the sense that you can’t have have too much of it. Actually no. That isn’t right. You can actually have too much sex. I know I have. And while the chafing is a bit to contend with the following morning, the mere knowledge of knowing how much you got, will never fail to put a smile on anyone’s face—especially during the holidays. But that of course is not the point. Here’s the thing, just like sex, a lot of us wouldn’t mind getting a lot more money. And just like sex, we’ve all been guilty of fantasizing about money, of how life would be like if we were born an Ayala or an Araneta or heck, even an Arroyo. (ZING!)

During our lunch breaks, we’ve all imagined winning the lottery, of spending trucks and trucks of money, of quitting our dreary jobs that don’t pay us quite enough, only to be broken from our reverie as we take another mouthful of instant ramen, our sustenance of choice since our days in college. Sadly, a lot of us get stuck in fantasizing and we never end up getting more moolah. Also sex. Now that’s just sad.

While I’m no expert when it comes to making money, I have been able to consistently earn more than what I need. I was not born with many advantages. My folks didn’t have a lucrative business that I could one day manage. I have no discernible talent nor was I blessed with good looks so being an actor or a model was also out. Also prostitution. I was also raised without the intestinal fortitude needed to go into anything seriously illegal so drug trafficking and gun running weren’t viable options either. I do, however, have a few tips on how to have more cash than you need.

The first one is actually quite simple. Quit needing so much. Or to be more to the point, figure out what you really need and what you simply want. While this might come as a shock to some people, saving is earning. I read at a cash register somewhere that one of the best ways to “double your money is to fold it in half and keep it in your wallet.” So don’t shell out 5,000 pesos a month on a silly gym membership, buy a good pair of shoes and run instead. You don’t need the top-of-the-line phone that has maps and GPS so you know exactly where you are. If you’re lost, ask the next person to pass by for directions. You don’t need to buy expensive negligee to seduce your husband. Trust me, naked works just as well. The point really is learning to live within your means.

Be extremely vigilant. There are opportunities to make money popping up all the time. Just keep your eyes open for a need and be willing and ready to fill it. It could be as simple as putting in a few extra hours at work. Play to your strengths. If you like to bake for instance, then start selling your pastries. Enjoy writing? Then take on writing gigs online. There are quite a few ways to make an extra buck or two on the Internet. The point here is in finding alternative revenue streams to increase cash flow while lowering expenditures.

Lastly, put some real effort into it. You really need to quit fantasizing and start doing. Buying a book by Donald Trump and Robert Kiyosaki won’t make you rich if you don’t read it and apply what you learn from it. Plunking down 12,000 pesos to join some multilevel marketing campaign won’t make you a millionaire if you don’t go out and actively recruit more people to join the network. Starting a business isn’t as difficult as maintaining it. Be persistent. Hard work and patience, along with some creativity and foresight, will definitely fatten up your wallet. Also, get you laid. Who could ask for more this Christmas?

Adam Mordo also promotes materialism at http://man-blog.com

   

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Severino O. Frayna Jr., Benjie Dela Rosa
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