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Saturday, September 08, 2007

 

ABOVE ALL THINGS
By Ramon Jr. & Eloisa S. Mabutas
The hazards of retirement


Query: The life of a retiree is full of miseries. This has been my experience after almost five years of retirement from a firm where I worked for more than six decades. I had discharged my duties honestly. At the same time, I religiously paid my monthly contributions to the Social Security System, expecting that upon retirement I would be fully taken care of by the monthly pensions and other benefits.

Unfortunately, my monthly pensions are not sufficient for one full meal a day or to buy basic commodities, e.g., medicines, vitamins, etc., the prices of which are consistently rising. I tried to secure a loan from the SSS, but the system scuttled my plan. My fellow retirees informed me they had similar miseries. Aside from our problems with the SSS, some companies are not honoring our senior citizens’ cards.

Will there be an end to our miseries?

Brosi A.

  Reply

Before we answer your query, allow us to portray the origin of the Social Security System of the Philippines. President Elpidio M. Quirino created the Social Security System Study Commission in 1948, which body paved the way for the birth of the SSS. Significantly, it was the first official act of the honest and moral chief executive. His purpose was to protect his fellowmen against poverty. Thus, under the SSS law, co­vered employees and their families are protected against the hazards of disability, sickness, old age and death, with a view to promoting their well-being in the spirit of social justice.

For several decades, the creation of Ramon’s granduncle benefited hundreds of Filipinos. Unfortunately, the “dirty hand” of politics penetrated the portals of the Social Security System, bringing in the civil serpent of corruption. The same was caused by the appointment of officials who were beholden to the dictates of those who had appointed them. Thus, we believe that the best remedy is to adopt the social security set-up in Canada, where politicians have no hand in the appointment of those who manage the system.

Speaking of Canada, the citizens are taken care of virtually from birth to death. We know this fact, because we have two children and four grandchildren in that vast continent. When a child is born, he is given full medical assistance (medicines, doctors and hospitalization). Above all, he is given a monthly “pension” until he reaches the age of eighteen, aside from free education from four years upward. With respect to the retirees, they have residences and are given free medical attention—aside from their monthly pensions. When the consumer index goes up, the monthly pensions are automatically adjusted. Indeed, Canadian retirees have no problems unlike their counterparts in the Philippines.

We suggest that the Social Security System be managed by people who possess what we call the five Hs—honesty, hard-work (diligence), humility (meekness), humanity-conscious (concerned) with the problems of their fellow human beings) and heavenly-centered (placing God and His commandments always at the center of their lives).

In the discharge of their duties, the SSS officials should adopt the policy of five Ts, i.e., to be transparent in their public and private lives, for nothing can be hidden from God; truthful in everything they say or declare; trustworthy in all things temporarily entrusted to them; tireless in discharging their task, for they are mere instruments of Almighty God to help their fellow human beings; and tender-hearted for they are not kings or masters to be saved—they should instead lead others like the Good Shepherd.

With such managers, the miseries of the retirees will come to an end.


Above all things, let us harken to what our Lord and Master Jesus Christ said: “I am the way and the truth and the life. No one comes to the Father except through me.” (John 14:6).

   
 

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