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It is perhaps the most well-known secret there is. Known by most
people but not said too often.
One heartfelt advocacy of G&W, an
architect-led property consultancy group, is bringing out in the
open the workings of an innovative business model that allows for
fail-safe investments in Manila’s emerging central business
district—the Bonifacio Global City—at the opportune time when
prices are still relatively affordable.
Investing in a piece of prime real estate within
this vibrant location, according to G&W, is much easier than
commonly perceived. Simply put, potential rental revenue compares
favorably with monthly home loan amortizations. G&W, experts in
managed property solutions, can guide even the most uninitiated
entrepreneurial wannabe on ways to feel safe about the tangible
investment translating into a consistent revenue stream. Today,
after all, the best time to secure your future with a primary asset
—a personal property.
So many investment options present themselves to
people who are seriously bent on increasing their net worth. The
most tempting one, of course, is investing in stocks. On the
surface, it is your most glamorous investment venue, but be warned
of the adage—when the large international stock exchanges sneeze,
the PSE invariably catches a cold. Plus, stock investments usually
possess multiple layers of escalated value even before you get your
hands on them, meaning the new investor—you—comes in when share
prices are already fundamentally high, with limited room to surge
higher.
Setting aside part of your salary and depositing
it in fixed rate bank instruments might seem to be the sensible way
to go… until you realize that the inflation rate’s been eating
up a large chunk of your so-called earnings.
When it comes to investing in real estate,
Filipinos actually have more opportunities than many of their
counterparts in well-known international cities. In several foreign
cities, especially those with long histories, many factors conspire
to inflate Central Business District (CBD) real estate prices to
unrealistic levels. For most individuals, purchasing a CBD property
in this entrenched environment is simply out of their reach.
Not so at Bonifacio Global City in Taguig City,
which is widely touted as the next CBD of Metro Manila, a location
that is already implementing urban planning lessons learned from its
predecessors.
There’s nothing wrong with those armed with
that maverick streak choosing instead to walk down the conventional
entrepreneurial road. Note, however, the high failure rate of
start-up businesses, which is caused by many factors—not least
among them the steep learning curve even whiz kids must undergo.
Start-ups might strike you as among the
most romantic options for your investment, but the consequences of a
businesses collapse are worth examining.
Usually, the bulk (up to 90 percent) of your
investment goes to what are called unrecoverable assets. Examples
would be the cost of your imported products, the taxes you’ve paid
for these imports, and (most commonly) the cost of fitting out your
office, retail space, or warehouse. Even if you could somehow find
an interested buyer, you would still have to settle for the
depreciated value when divesting yourself of these assets. Unless
the asset in question is a commodity— like real estate.
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