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Saturday, June 21, 2008

 

ABOVE ALL THINGS
By Ramon Mabutas Jr.
The Torrens system

 
Query: I am a Filipina married to an American seaman. After our marriage almost 20 years ago, we stayed in the Philippines on a 2,000 square meter lot left behind by our forebears. Although I have been paying the real estate taxes regularly, the caretaker informed me that some influential individuals are planning to acquire the same through the so-called agrarian law. I have gathered that said law has become a tool of dirty politicians to get votes from landless people.

We value that property so much because it has been with our family for many generations. Also, it is a reminder of the honesty and other excellent attributes of our forebears. The information relayed to me by the caretaker has driven me crazy the past couple of weeks, because my co-heirs are relying on me to prevent the loss of our only property in the Philippines. Can you please inform me how I can protect our property from being placed under the country’s agrarian law? Aida S.

Response: Your problem is not unique—it is faced by many Filipinos here and abroad whose lands are not covered/registered under the Torrens system. The problem is aggravated by the non-settlement of estates of deceased individuals for generations. Under the Philippine law, when an individual dies, his estate has to be divided among the heirs to prevent any controversy among future generations. Ignorance of such law has partially caused the proliferation of land disputes in the urban and rural areas.

The first thing you have to determine is whether or not your forebears (grandparents, parents and others) have other heirs aside from you, your brothers and sisters. Second, did they leave behind properties, aside from that parcel discussed in your letter? Third, are there financial obligations left behind by your forebears? To have a thorough accounting, perhaps you should agree with your co-heirs to have an administrator or administratrix. Thereafter, when the financial obligations of the estates are settled, you and your co-heirs can proceed to the partitioning/division of the properties. Perhaps such phase may call for a technical survey of the real properties, which anyway will be needed for the registration under the Torrens system.

The initial step to be taken by a private owner to cause his land to be covered by a Torrens title is to have his land surveyed by a licensed surveyor, after which the survey, together with the corresponding technical description, will be submitted for approval by the Director of Lands. Thereafter, the private owner will accomplish an application for original registration of his title on a prescribed form to be filed with the Regional Trial Court of the city or province where the land or part thereof lies, which court will finally determine whether or not the title should be issued.

For your information, a Torrens title is conclusive proof of ownership of the property. One may lose all the documents and other evidence of his ownership in his possession, but with the Torrens title preserved in his name, his property cannot be lost. Said title is indefeasible, unassailable, imprescriptible, and good against the whole world, including the government itself.

The registration of your real properties in the Philippines under the Torrens system will no doubt give you peace of mind.

___

Above all things, let us reflect on what Our Lord and Master Jesus Christ said: “When you pray, do not be like the hypocrites! They love to stand up and pray in the houses of worship and on the street corners, so that everyone will see them. I assure you, they have already been paid in full. But when you pray, go to your room, close the door, and pray to your Father, who is unseen. And your Father, who sees what you do in private, will reward you.” (Matthew, 6:5-6

   
 

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