LUIS TAN JR.
Many of us are having trouble managing our personal finances mainly because we don’t spend time organizing that aspect of our life. This is because of our busy schedule and many temptations around us. Admit it: it is fun to spontaneously spend your money and enjoy your life without worrying that much. Going shopping whenever you want or traveling impulsively has more appeal to us. Nevertheless, it is vital to spend time organizing our personal finances—not only for ourselves, but also for our family, so it has a profound impact on our lives.