THERE are a dime-a-dozen opinions. And there are expert opinions. Say, of Moody’s Investor’s Service, Standard & Poor’s or Fitch Ratings that somehow gauge a nation’s state of economic health that can guide investors worldwide where to plunk down monies for better returns.

Too, a physician’s diagnosis is, arrived at following a battery of tests and examinations, merely medical opinion; the ailing can seek another specialist, go through the same tests and examinations, and cough up some more monies for a second opinion. Or a third, a fourth or so on and so forth to confirm what the already confirmed sickness is.

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