AYA LARAYA
As the PSEi flirts with the 8,100-level, social media is once again filled with people agonizing over whether it is a good time to enter the market or should they just wait for any correction likely in this proverbial “Ghost Month” and enter then. These people are often joined in their indecisiveness by investors who are questioning whether now would be a good time to pocket at least some of the gains or if they should hold on for bigger gains later on. The interesting thing is that though these two groups are on opposite sides of the investing spectrum; they both suffer from the same issue: The lack of a clear plan.