The Bangko Sentral ng Pilipinas (BSP) on Monday announced that end-2012 capital adequacy ratio (CAR) of universal and commercial banks (U/KBs) remain well capitalized and was recorded at 17.28 percent.

It said that that when consolidated with their subsidiary banks and quasi-banks, U/KBs registered a CAR of 18.35 percent at end-December 2012.

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