GOING to the doctor or dentist? Be prepared! Knowing the right questions to ask can help you save money and improve your care.

If you are covered by insurance, your out-of-pocket expenses will generally be higher if your provider does not participate in your plan’s network (the name of your network usually appears on your health plan ID card). Providers may be open to offering discounts when they do not participate in your network. Consider negotiating fees in advance.

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