You're stuck with about 30 excellent ideas that could make you a millionaire in two years. You’ve chosen one on top of your list but you need about $16,000 to make such promising idea commercially successful. Your investment includes patent protection, manufacturing, sales, marketing, plus a lot more. Confident about your impending success, you seek the help of some private financiers and government agencies that rejected you right away.

Back to zero. Or, shall we say, back to the drawing board. Still motivated by the desire not to bet on Lotto and still earn that elusive millions, you’re hoping against hope to make your invention happen and earn the projected millions so you can at least match the earnings of one of your distant relatives.

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