Banks see strict credit rules for commercial real estate loans in the fourth quarter of the year, but a loosening for individual borrowers, according to the Bangko Sentral ng Pilipinas (BSP).
The central bank said lenders' responses in its Third Quarter 2021 Senior Bank Loan Officers' Survey (SLOS) continued to signal anticipation of net tougher credit requirements for commercial real estate loans (CRELs) for October to December this year after adopting the diffusion index (DI) approach.
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