FINTECH services are leading digital adoption in the Philippines. Driven by work-from-home arrangements, distance education and social distancing protocols, more Filipino consumers are purchasing and paying online, and sending money digitally to others.

This is evidenced by a 37-percent annual increase in PESONet transactions to P502 billion last year, according to the Bangko Sentral ng Pilipinas (BSP). The number of Filipinos with access to banks and electronic money channels also rose to 41 million as of late last year, the BSP said.

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