BY now, many Filipinos — especially the younger ones — have enrolled in a digital app or downloaded one for use, be it from any of the major banks or new entrants approved by the Bangko Sentral ng Pilipinas.

Digital banking reeks of convenience: pay anywhere, buy anywhere and essentially transact anywhere as long as your phone is with you. It removes the need to go to a physical bank and this behavior became go-to, especially during the pandemic. Everyone has picked up on this.

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