YEAR after year, people promised something for themselves to improve with every new year. As a result, it's the most exciting time of the year for gym owners. No, we're not referring to the holiday season; instead, we're referring to the January gym surge. In this crucial month, resolutions are formed and broken every year. And they are all focused on the same unwavering goal — this time to lose weight.
In my more than a decade as a financial planner, I've seen many admirable and inspiring goals fail — not because people don't have the money to support them, but because they lack the drive to do something worthwhile.
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