REYNALDO C. LUGTU, JR.

Change has never been as pronounced as it is now and more so in the coming years. The 4th Industrial Revolution, which is bringing forth technological developments in artificial intelligence, big data, cloud computing and others are disrupting all facets of work and life. A new cohort of consumers and workers, the Generation Z, those born after 1995, are coming into the fore as the true digital native, veraciously purchasing online which further spurs ecommerce.

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